It’s a DIY world, and sometimes that’s the best path to budget success. However, insurance isn’t always one of those paths. Part of the problem of being improperly insured is inadequate risk identification. People underestimate how much risk exposure they have.
How can you DIY an insurance policy if you don’t know what your risk is? That’s where our insurance knowledge can help.
What liability risk?
People don’t consider their lives from a liability perspective, but insurance professionals do. We think about what’s at stake in a worst-case scenario, and we help you insure against it. We view things through a risk-liability lens.
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What you think: |
What an insurance professional thinks: |
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My pets are members of my family. |
Pets, like people, have bad days. But they don’t use words; they use teeth — lawsuit risk. |
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My social media accounts are rocking the charts. I have a ton of followers, and I’m making money. |
People also have bad days. They use words. Words sometimes go viral — lawsuit risk. |
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Hiring help for my home eases the burden. |
If your domestic worker is injured or accuses you of impropriety, you could be sued. You might need workers’ comp or employer liability, too. Let’s talk about your employment arrangement. |
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My rideshare side job is excellent! |
Your auto policy has exclusions, and you might not be insured while driving paying passengers. Don’t risk exclusion for a fare. |
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I just added a whole new room to my house! |
If your house burns down, you might not have enough insurance to rebuild the new addition. Let’s review your coverage and protect your hard-earned house upgrade! |
The secret’s out: Insurance isn’t a party-starter
If you’ve ever read through a legal contract (like insurance), you’ll know it’s good as a sleep aid. How can you comprehend your coverage if you can barely get through the policy?
Here’s the thing: We enjoy reading the fine print and matching you with the best policies for your protection needs. “Sorry, that’s not covered” isn’t a useful phrase in a catastrophe.
We’ll review your policy
Not all insurance coverage is created equal. If you’d like us to cut right to the quote, we’re here to oblige. We’ll comb through all the insurance options for you. If you’re just browsing, we’re happy to do a complimentary coverage review of your current policy to let you know how it stacks up.
Reply to this email to get started!
